Disabling BNPLs when other official plugins are active

changelog.txt

@@ -1,6 +1,7 @@
 *** Changelog ***
 
 = 9.7.0 - xxxx-xx-xx =
+* Update - Removes BNPL payment methods (Klarna and Affirm) when other official plugins are active
 * Fix - Moves the existing order lock functionality earlier in the order processing flow to prevent duplicate processing requests
 * Add - Adds two new safety filters to the subscriptions detached debug tool: `wc_stripe_detached_subscriptions_maximum_time` and `wc_stripe_detached_subscriptions_maximum_count`
 * Add - Show a notice when editing an active subscription that has no payment method attached

client/settings/general-settings-section/payment-methods-list.js

@@ -21,6 +21,7 @@ import {
 	PAYMENT_METHOD_AFTERPAY_CLEARPAY,
 	PAYMENT_METHOD_CARD,
 	PAYMENT_METHOD_GIROPAY,
+	PAYMENT_METHOD_KLARNA,
 	PAYMENT_METHOD_SOFORT,
 } from 'wcstripe/stripe-utils/constants';
 
@@ -186,6 +187,28 @@ const GeneralSettingsSection = ( { isChangingDisplayOrder } ) => {
 		);
 	}
 
+	// Remove Affirm and Klarna if other official plugins are active
+	if (
+		// eslint-disable-next-line camelcase
+		wc_stripe_settings_params?.has_affirm_gateway_plugin &&
+		availablePaymentMethods.includes( PAYMENT_METHOD_AFFIRM )
+	) {
+		availablePaymentMethods.splice(
+			availablePaymentMethods.indexOf( PAYMENT_METHOD_AFFIRM ),
+			1
+		);
+	}
+	if (
+		// eslint-disable-next-line camelcase
+		wc_stripe_settings_params?.has_klarna_gateway_plugin &&
+		availablePaymentMethods.includes( PAYMENT_METHOD_KLARNA )
+	) {
+		availablePaymentMethods.splice(
+			availablePaymentMethods.indexOf( PAYMENT_METHOD_KLARNA ),
+			1
+		);
+	}
+
 	const onReorder = ( newOrderedPaymentMethodIds ) => {
 		setOrderedPaymentMethodIds( newOrderedPaymentMethodIds );
 	};

includes/admin/class-wc-stripe-settings-controller.php

@@ -257,15 +257,6 @@ public function admin_scripts( $hook_suffix ) {
 			// Show the BNPL promotional banner only if no BNPL payment methods are enabled.
 			&& ! array_intersect( WC_Stripe_Payment_Methods::BNPL_PAYMENT_METHODS, $enabled_payment_methods );
 
-		$has_other_bnpl_plugins_active = false;
-		$available_payment_gateways    = WC()->payment_gateways->payment_gateways;
-		foreach ( $available_payment_gateways as $gateway ) {
-			if ( ( 'affirm' === $gateway->id || 'klarna_payments' === $gateway->id ) && 'yes' === $gateway->enabled ) {
-				$has_other_bnpl_plugins_active = true;
-				break;
-			}
-		}
-
 		$params = [
 			'time'                                  => time(),
 			'i18n_out_of_sync'                      => $message,
@@ -287,7 +278,9 @@ public function admin_scripts( $hook_suffix ) {
 			'is_oc_available'                       => WC_Stripe_Feature_Flags::is_oc_available(),
 			'oauth_nonce'                           => wp_create_nonce( 'wc_stripe_get_oauth_urls' ),
 			'is_sepa_tokens_enabled'                => 'yes' === $this->gateway->get_option( 'sepa_tokens_for_other_methods', 'no' ),
-			'has_other_bnpl_plugins'                => $has_other_bnpl_plugins_active,
+			'has_affirm_gateway_plugin'             => WC_Stripe_Helper::has_gateway_plugin_active( WC_Stripe_Helper::OFFICIAL_PLUGIN_ID_AFFIRM ),
+			'has_klarna_gateway_plugin'             => WC_Stripe_Helper::has_gateway_plugin_active( WC_Stripe_Helper::OFFICIAL_PLUGIN_ID_KLARNA ),
+			'has_other_bnpl_plugins'                => WC_Stripe_Helper::has_other_bnpl_plugins_active(),
 			'is_payments_onboarding_task_completed' => $this->is_payments_onboarding_task_completed(),
 		];
 		wp_localize_script(

includes/class-wc-stripe-helper.php

@@ -20,6 +20,20 @@ class WC_Stripe_Helper {
 	const META_NAME_STRIPE_CURRENCY    = '_stripe_currency';
 	const PAYMENT_AWAITING_ACTION_META = '_stripe_payment_awaiting_action';
 
+	/**
+	 * The identifier for the official Affirm gateway plugin.
+	 *
+	 * @var string
+	 */
+	const OFFICIAL_PLUGIN_ID_AFFIRM = 'affirm';
+
+	/**
+	 * The identifier for the official Klarna gateway plugin.
+	 *
+	 * @var string
+	 */
+	const OFFICIAL_PLUGIN_ID_KLARNA = 'klarna_payments';
+
 	/**
 	 * List of legacy Stripe gateways.
 	 *
@@ -1851,4 +1865,35 @@ public static function get_refund_reason_description( $refund_reason_key ) {
 				return __( 'Unknown reason', 'woocommerce-gateway-stripe' );
 		}
 	}
+
+	/**
+	 * Checks if there are other Buy Now Pay Later plugins active.
+	 *
+	 * @return bool
+	 */
+	public static function has_other_bnpl_plugins_active() {
+		$other_bnpl_gateway_ids = [ self::OFFICIAL_PLUGIN_ID_AFFIRM, self::OFFICIAL_PLUGIN_ID_KLARNA ];
+		foreach ( $other_bnpl_gateway_ids as $bnpl_gateway_id ) {
+			if ( self::has_gateway_plugin_active( $bnpl_gateway_id ) ) {
+				return true;
+			}
+		}
+		return false;
+	}
+
+	/**
+	 * Checks if a given payment gateway plugin is active.
+	 *
+	 * @param string $plugin_id
+	 * @return bool
+	 */
+	public static function has_gateway_plugin_active( $plugin_id ) {
+		$available_payment_gateways = WC()->payment_gateways->payment_gateways ?? [];
+		foreach ( $available_payment_gateways as $available_payment_gateway ) {
+			if ( $plugin_id === $available_payment_gateway->id && 'yes' === $available_payment_gateway->enabled ) {
+				return true;
+			}
+		}
+		return false;
+	}
 }

includes/notes/class-wc-stripe-bnpl-promotion-note.php

@@ -93,16 +93,7 @@ public static function init( WC_Stripe_Payment_Gateway $gateway ) {
 			}
 		}
 
-		$has_other_bnpl_plugins_active = false;
-		$available_payment_gateways    = WC()->payment_gateways->payment_gateways;
-		$other_bnpl_gateway_ids        = [ 'affirm', 'klarna_payments' ];
-		foreach ( $available_payment_gateways as $available_payment_gateway ) {
-			if ( in_array( $available_payment_gateway->id, $other_bnpl_gateway_ids, true ) && 'yes' === $available_payment_gateway->enabled ) {
-				$has_other_bnpl_plugins_active = true;
-				break;
-			}
-		}
-		if ( $has_other_bnpl_plugins_active ) {
+		if ( WC_Stripe_Helper::has_other_bnpl_plugins_active() ) {
 			return;
 		}
 

includes/payment-methods/class-wc-stripe-upe-payment-gateway.php

@@ -219,6 +219,15 @@ public function __construct() {
 				continue;
 			}
 
+			// Disable BNPLs when other official plugins are installed and enabled.
+			if ( WC_Stripe_UPE_Payment_Method_Affirm::class === $payment_method_class && WC_Stripe_Helper::has_gateway_plugin_active( WC_Stripe_Helper::OFFICIAL_PLUGIN_ID_AFFIRM ) ) {
+				continue;
+			}
+
+			if ( WC_Stripe_UPE_Payment_Method_Klarna::class === $payment_method_class && WC_Stripe_Helper::has_gateway_plugin_active( WC_Stripe_Helper::OFFICIAL_PLUGIN_ID_KLARNA ) ) {
+				continue;
+			}
+
 			$payment_method                                     = new $payment_method_class();
 			$this->payment_methods[ $payment_method->get_id() ] = $payment_method;
 		}

readme.txt

@@ -111,6 +111,7 @@ If you get stuck, you can ask for help in the [Plugin Forum](https://wordpress.o
 == Changelog ==
 
 = 9.7.0 - xxxx-xx-xx =
+* Update - Removes BNPL payment methods (Klarna and Affirm) when other official plugins are active
 * Fix - Moves the existing order lock functionality earlier in the order processing flow to prevent duplicate processing requests
 * Add - Adds two new safety filters to the subscriptions detached debug tool: `wc_stripe_detached_subscriptions_maximum_time` and `wc_stripe_detached_subscriptions_maximum_count`
 * Add - Show a notice when editing an active subscription that has no payment method attached